Pennsylvania residents can face a variety of inclement weather year round. Winters can bring heavy snow resulting in freezing temperatures that can freeze and crack pipes. Harsh storms during the summer can bring thunder, lightening, strong winds, and hail that may damage your home and property. Your home will most likely be the single largest investment you will make in your lifetime. A Homeowners Insurance Policy will help protect that investment as well as your loved ones.
At Greenwald Berk Agency, we understand the needs of Pennsylvania home owners and can help you select the appropriate homeowners, renters, or condominium, insurance policy for and your family. The age of homes can vary quite a bit in the, Kingston, Scranton, and Wilkes-Barre areas. A policy required for a 10 year old home may be substantially different than a policy that would be needed to adequately protect a 100 year old home. No two policies are the same and we are here to help you determine the coverage that makes the most sense for you and your home. While each policy is unique, you will find many similarities including:
- Coverage for your home and permanent structures on your property such as sheds and detached garages.
- Liability coverage.
- Personal property coverage for items such as furniture, clothing, appliances, and electronics.
- Living expense coverage in the event a disaster was to force you out of your house. This may cover hotel bills and other reasonable expenses.
Optional coverage may me added to a homeowners policy. Some common additions are:
- Flood Insurance.
- Identity theft coverage.
- Additional coverage for high-value property such as jewelry and watches.
A competitive and affordable rate can often be just as important to you as the coverage included in y our policy. Many top insurance providers offer homeowners discounts that you may be unaware of. These discounts can include multi-policy discounts, newly purchased home discounts, home safety and protective device discounts, weather-resistant roofing discounts, and claims free discounts. Our team at Greenwald Berk Agency will help you find all of the discounts that you qualify for, making your homeowners policy as affordable as possible.
The right homeowners policy is about peace-of-mind and knowing that your home and your family are protected when the unexpected happens. Shopping for homeowners insurance can be intimidating, but we are committed to making the process as easy as possible so that you can be comfortable choosing a policy that provides the coverage you need at a rate you can afford.
For a free quote or for any questions you may have about homeowners insurance, please contact us at 570-288-7890 or use our Home Insurance Quote Tool to get started!
Greenwald Berk Agency specializes in the following insurance throughout the Kingston, Scranton, and Wilkes-Barre areas:
• Auto Insurance
• Homeowners Insurance
• Flood Insurance
• Business Insurance
• Group Health Insurance
• and more!